Business Specialist
India
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Job Description
Business Specialist
Pune, Maharashtra

Job Summary

Role Summary
We are looking for experienced Business Analysts to support Mortgage and Consumer Financing (CoFi) workstreams, with a strong focus on lending lifecycle processes, credit decisioning, and AI-enabled solutions. The role involves close collaboration with business stakeholders to capture requirements and translate them into implementable solutions.

Key Responsibilities

  • Capture, analyze and document business requirements across the lending lifecycle (Advisory, Initiation, Credit Decisioning)
  • Support Business Functional Analysis for:
    • Lending products
    • Prolongation and post-decision processes
  • Contribute to the design of AI-based solutions, including:
    • Agentic AI for credit decisioning
    • AI-driven document processing and handling
  • Support solution definition
  • Work closely with business, IT, and architecture teams to ensure end-to-end traceability from requirements to solution design
  • Support workshops, requirement walkthroughs, and validation sessions with business stakeholders

Required Skills & Experience

  • Strong experience as a Business Analyst / Business Functional Analyst in banking or financial services
  • Domain knowledge in Mortgages, Lending, or Consumer Finance
  • Experience across end-to-end lending lifecycle processes
  • Exposure to AI-enabled solutions (credit decisioning, document management) is a strong advantage
  • Strong analytical, documentation, and stakeholder management skills
  • Ability to work in fast-paced, short-start engagements

Key Responsibilities

1. To drive business workshops and gather business requirements
2. To review functional specification document and ensure for completeness and storage.
3. To conduct the walkthrough’ to brief the functional specification mapping to business requirements and suggest design solutions
4. To review test cases and ensure that it is in line with functional requirements
5. To lead a team of business analysts

Skill Requirements

Role Summary
We are looking for experienced Business Analysts to support Mortgage and Consumer Financing (CoFi) workstreams, with a strong focus on lending lifecycle processes, credit decisioning, and AI-enabled solutions. The role involves close collaboration with business stakeholders to capture requirements and translate them into implementable solutions.

Key Responsibilities

  • Capture, analyze and document business requirements across the lending lifecycle (Advisory, Initiation, Credit Decisioning)
  • Support Business Functional Analysis for:
    • Lending products
    • Prolongation and post-decision processes
  • Contribute to the design of AI-based solutions, including:
    • Agentic AI for credit decisioning
    • AI-driven document processing and handling
  • Support solution definition
  • Work closely with business, IT, and architecture teams to ensure end-to-end traceability from requirements to solution design
  • Support workshops, requirement walkthroughs, and validation sessions with business stakeholders

Required Skills & Experience

  • Strong experience as a Business Analyst / Business Functional Analyst in banking or financial services
  • Domain knowledge in Mortgages, Lending, or Consumer Finance
  • Experience across end-to-end lending lifecycle processes
  • Exposure to AI-enabled solutions (credit decisioning, document management) is a strong advantage
  • Strong analytical, documentation, and stakeholder management skills
  • Ability to work in fast-paced, short-start engagements

Other Requirements

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Apply now
Information at a Glance

Why HCLTech?

At HCLTech, you'll supercharge your potential. You'll find your career. And you'll find your spark. All at a place that knows that helping its customers stay on top starts by putting its people first.

HCLTech is a global technology company, home to more than 226,300 people across 60 countries, delivering industry-leading capabilities centered around digital, engineering, cloud and AI, powered by a broad portfolio of technology services and products. We work with clients across all major verticals, providing industry solutions for Financial Services, Manufacturing, Life Sciences and Healthcare, Technology and Services, Telecom and Media, Retail and CPG, and Public Services. Consolidated revenues as of 12 months ending December 2025 totaled $14.5 billion.
23 Benefits At HCLTech, we believe in empowering our employees with comprehensive benefits that support their professional growth and enhance their well-being. When you sign up for a career with us, you gain access to: https://rmkcdn.successfactors.com/147eb21f/a701dca9-f32d-4fc9-9447-6.svg Industry-benchmarked compensation https://rmkcdn.successfactors.com/147eb21f/b0c54381-ddcc-4a33-9b35-9.svg Best-in-class healthcare benefits https://rmkcdn.successfactors.com/147eb21f/b73027be-7aae-4d36-a090-4.svg Personal time off https://rmkcdn.successfactors.com/147eb21f/d5b4fdfd-2e99-4e26-9878-9.svg Maternity and paternity benefits https://rmkcdn.successfactors.com/147eb21f/3d42b0fc-4652-435a-9ece-c.svg Access to skills / higher education programs/resources https://rmkcdn.successfactors.com/147eb21f/aeddeaf2-9e25-4584-ad11-d.svg Discounts on products and services via Benefit Box https://rmkcdn.successfactors.com/147eb21f/a9609a3b-2700-4b3c-9d90-a.svg Participate in CSR programs and live life with a purpose https://rmkcdn.successfactors.com/147eb21f/c6e33851-710f-4634-bd69-f.svg Opportunities to grow and advance your career Note: The benefits listed above vary depending on the nature of your employment and the country where you work. Some benefits may be available in some countries but not in all.