Business Specialist
Germany
Job Description
Business Specialist
Others, Berlin

Job Summary

Stream 1: Mortgages & CoFi (Credit & Lending) Role Summary We are looking for experienced Business Analysts to support Mortgage and Corporate Financing (CoFi) workstreams, with a strong focus on lending lifecycle processes, credit decisioning, and AI-enabled solutions. The role involves close collaboration with business stakeholders to capture requirements and translate them into implementable solutions. Key Responsibilities • Capture, analyze and document business requirements across the lending lifecycle (Advisory, Initiation, Credit Decisioning) • Support Business Functional Analysis for: o Lending products o Prolongation and post-decision processes • Contribute to the design of AI-based solutions, including: o Agentic AI for credit decisioning o AI-driven document processing and handling • Support solution definition • Work closely with business, IT, and architecture teams to ensure end-to-end traceability from requirements to solution design • Support workshops, requirement walkthroughs, and validation sessions with business stakeholders Required Skills & Experience • Strong experience as a Business Analyst / Business Functional Analyst in banking or financial services • Domain knowledge in Mortgages, Lending, or Corporate Financing • Experience across end-to-end lending lifecycle processes • Exposure to AI-enabled solutions (credit decisioning, document management) is a strong advantage • Strong analytical, documentation, and stakeholder management skills • Ability to work in fast-paced, short-start engagements Language & Location • German and English skills preferred Job Description – Business Analyst (BFA) Stream 2: Daily Banking (Payments, Cards & Deposits, Loan, Online banking, Trade finance) Role Summary We are seeking Business Analysts to support Daily Banking initiatives covering payments, cards, and deposit products. The role focuses on end-to-end business analysis, process design, and supporting MVP deliveries across modern banking platforms and channels. Key Responsibilities • End-to-end business analysis for Daily Banking processes • Capture and document business requirements and functional specifications user stories, use cases, requirement traceability matrix, BRD Functional specification • Design and optimize business processes across channels and platforms, including: o Payments and Cards o Digital and branch channels • Support solution design • Act as a bridge between business stakeholders, IT teams, and vendors during design and delivery Required Skills & Experience • Proven experience as a Business Analyst in retail / daily banking • Strong knowledge of payments, cards, and deposit products • Experience working on digital banking platforms and core banking integrations • Familiarity with modern core banking platforms (e.g., Thought Machine) is a strong advantage • Strong communication, structured documentation, and stakeholder engagement skills Language & Location • German and English skills preferred

Key Responsibilities

1. To drive business workshops and gather business requirements
2. To review functional specification document and ensure for completeness and storage.
3. To conduct the walkthrough’ to brief the functional specification mapping to business requirements and suggest design solutions
4. To review test cases and ensure that it is in line with functional requirements
5. To lead a team of business analysts

Skill Requirements

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Other Requirements

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Information at a Glance

Why HCLTech?

At HCLTech, you'll supercharge your potential. You'll find your career. And you'll find your spark. All at a place that knows that helping its customers stay on top starts by putting its people first.

HCLTech is a global technology company, home to more than 227,000 people across 60 countries, delivering industry-leading capabilities centered around digital, engineering, cloud and AI, powered by a broad portfolio of technology services and products. We work with clients across all major verticals, providing industry solutions for Financial Services, Manufacturing, Life Sciences and Healthcare, Technology and Services, Telecom and Media, Retail and CPG, and Public Services. Consolidated revenues as of 12 months ending March 2026 totaled $14.7 billion.