Lead Consultant(Product/Domain)

India
Job Description

Lead Consultant(Product/Domain)

Bengaluru, Karnataka

Job Summary

Job Description – Functional Support L2 – Banking Domain

 

Role Overview

We are hiring a Functional Support (L2) Analyst to support critical banking applications by providing business-facing support, functional issue resolution, and process continuity.
The role focuses on understanding banking workflows, transactions, and data flows, ensuring minimal business disruption.


Key Responsibilities

1. Functional Support & Incident Handling

  • Provide L2 functional support for banking applications
  • Analyze and resolve functional/business issues impacting transactions and operations
  • Ensure timely incident resolution within SLAs
  • Escalate to L3/technology teams where required

2. Business Flow Analysis

  • Understand end-to-end banking processes and workflows:
    • Payments / SWIFT / settlements
    • Loans / Lending platforms
    • Trade Finance / Reconciliation
    • Core banking transactions
  • Identify data inconsistencies, transaction failures, and process breaks

3. Stakeholder & User Support

  • Act as primary interface between business users and IT teams
  • Handle user queries related to functional behavior, transaction status, and reports
  • Provide workarounds and business-level explanations

4. Incident, Problem & Change Management

  • Manage tickets using ITIL processes (Incident, Problem, Change)
  • Perform functional RCA (root cause analysis) for recurring issues
  • Support change validation and release impact assessment

5. Data Validation & Reconciliation

  • Validate transaction data, reports, and financial reconciliations
  • Liaise with upstream/downstream systems for data corrections
  • Support daily checks, batch validation, and reporting accuracy

6. Process Improvement & Documentation

  • Maintain SOPs, knowledge base, and support runbooks
  • Identify repetitive issues and suggest automation/improvements
  • Track metrics (incident trends, recurring issues)

Required Skills

Domain Expertise (Mandatory)

  • Strong experience in Banking / Financial Services domain
  • Exposure to one or more:
    • Payments (SWIFT, SEPA, ISO20022)
    • Loan/Lending systems (Loan IQ, etc.)
    • Trade Finance / Settlements
    • Core Banking (Temenos, Flexcube, Finacle)

Functional Skills

  • Strong ability to:
    • Understand business processes and workflows
    • Analyze functional defects and data issues
    • Validate business scenarios and outputs

Technical Awareness (Basic/Intermediate)

  • Working knowledge of:
    • SQL (data validation, queries)
    • Batch processes and file-based integrations
    • APIs and system interactions
  • Familiarity with:
    • Ticketing tools (ServiceNow, Jira)
    • Monitoring tools (Splunk, Dynatrace)

Experience & Qualification

  • 3–8 years of experience in L2/Application/Functional Support
  • Prior experience in Banking / Financial systems is mandatory
  • Degree in Engineering / Commerce / Finance / IT

Behavioral Competencies

  • Strong analytical and problem-solving ability
  • Excellent communication with business users and stakeholders
  • Ability to work under pressure in production environments
  • Flexible for shift/on-call support if required

Key Responsibilities

Job Description – Functional Support L2 – Banking Domain

 

Role Overview

We are hiring a Functional Support (L2) Analyst to support critical banking applications by providing business-facing support, functional issue resolution, and process continuity.
The role focuses on understanding banking workflows, transactions, and data flows, ensuring minimal business disruption.


Key Responsibilities

1. Functional Support & Incident Handling

  • Provide L2 functional support for banking applications
  • Analyze and resolve functional/business issues impacting transactions and operations
  • Ensure timely incident resolution within SLAs
  • Escalate to L3/technology teams where required

2. Business Flow Analysis

  • Understand end-to-end banking processes and workflows:
    • Payments / SWIFT / settlements
    • Loans / Lending platforms
    • Trade Finance / Reconciliation
    • Core banking transactions
  • Identify data inconsistencies, transaction failures, and process breaks

3. Stakeholder & User Support

  • Act as primary interface between business users and IT teams
  • Handle user queries related to functional behavior, transaction status, and reports
  • Provide workarounds and business-level explanations

4. Incident, Problem & Change Management

  • Manage tickets using ITIL processes (Incident, Problem, Change)
  • Perform functional RCA (root cause analysis) for recurring issues
  • Support change validation and release impact assessment

5. Data Validation & Reconciliation

  • Validate transaction data, reports, and financial reconciliations
  • Liaise with upstream/downstream systems for data corrections
  • Support daily checks, batch validation, and reporting accuracy

6. Process Improvement & Documentation

  • Maintain SOPs, knowledge base, and support runbooks
  • Identify repetitive issues and suggest automation/improvements
  • Track metrics (incident trends, recurring issues)

Required Skills

Domain Expertise (Mandatory)

  • Strong experience in Banking / Financial Services domain
  • Exposure to one or more:
    • Payments (SWIFT, SEPA, ISO20022)
    • Loan/Lending systems (Loan IQ, etc.)
    • Trade Finance / Settlements
    • Core Banking (Temenos, Flexcube, Finacle)

Functional Skills

  • Strong ability to:
    • Understand business processes and workflows
    • Analyze functional defects and data issues
    • Validate business scenarios and outputs

Technical Awareness (Basic/Intermediate)

  • Working knowledge of:
    • SQL (data validation, queries)
    • Batch processes and file-based integrations
    • APIs and system interactions
  • Familiarity with:
    • Ticketing tools (ServiceNow, Jira)
    • Monitoring tools (Splunk, Dynatrace)

Experience & Qualification

  • 3–8 years of experience in L2/Application/Functional Support
  • Prior experience in Banking / Financial systems is mandatory
  • Degree in Engineering / Commerce / Finance / IT

Behavioral Competencies

  • Strong analytical and problem-solving ability
  • Excellent communication with business users and stakeholders
  • Ability to work under pressure in production environments
  • Flexible for shift/on-call support if required

Skill Requirements

Job Description – Functional Support L2 – Banking Domain

 

Role Overview

We are hiring a Functional Support (L2) Analyst to support critical banking applications by providing business-facing support, functional issue resolution, and process continuity.
The role focuses on understanding banking workflows, transactions, and data flows, ensuring minimal business disruption.


Key Responsibilities

1. Functional Support & Incident Handling

  • Provide L2 functional support for banking applications
  • Analyze and resolve functional/business issues impacting transactions and operations
  • Ensure timely incident resolution within SLAs
  • Escalate to L3/technology teams where required

2. Business Flow Analysis

  • Understand end-to-end banking processes and workflows:
    • Payments / SWIFT / settlements
    • Loans / Lending platforms
    • Trade Finance / Reconciliation
    • Core banking transactions
  • Identify data inconsistencies, transaction failures, and process breaks

3. Stakeholder & User Support

  • Act as primary interface between business users and IT teams
  • Handle user queries related to functional behavior, transaction status, and reports
  • Provide workarounds and business-level explanations

4. Incident, Problem & Change Management

  • Manage tickets using ITIL processes (Incident, Problem, Change)
  • Perform functional RCA (root cause analysis) for recurring issues
  • Support change validation and release impact assessment

5. Data Validation & Reconciliation

  • Validate transaction data, reports, and financial reconciliations
  • Liaise with upstream/downstream systems for data corrections
  • Support daily checks, batch validation, and reporting accuracy

6. Process Improvement & Documentation

  • Maintain SOPs, knowledge base, and support runbooks
  • Identify repetitive issues and suggest automation/improvements
  • Track metrics (incident trends, recurring issues)

Required Skills

Domain Expertise (Mandatory)

  • Strong experience in Banking / Financial Services domain
  • Exposure to one or more:
    • Payments (SWIFT, SEPA, ISO20022)
    • Loan/Lending systems (Loan IQ, etc.)
    • Trade Finance / Settlements
    • Core Banking (Temenos, Flexcube, Finacle)

Functional Skills

  • Strong ability to:
    • Understand business processes and workflows
    • Analyze functional defects and data issues
    • Validate business scenarios and outputs

Technical Awareness (Basic/Intermediate)

  • Working knowledge of:
    • SQL (data validation, queries)
    • Batch processes and file-based integrations
    • APIs and system interactions
  • Familiarity with:
    • Ticketing tools (ServiceNow, Jira)
    • Monitoring tools (Splunk, Dynatrace)

Experience & Qualification

  • 3–8 years of experience in L2/Application/Functional Support
  • Prior experience in Banking / Financial systems is mandatory
  • Degree in Engineering / Commerce / Finance / IT

Behavioral Competencies

  • Strong analytical and problem-solving ability
  • Excellent communication with business users and stakeholders
  • Ability to work under pressure in production environments
  • Flexible for shift/on-call support if required

Other Requirements

Job Description – Functional Support L2 – Banking Domain

 

Role Overview

We are hiring a Functional Support (L2) Analyst to support critical banking applications by providing business-facing support, functional issue resolution, and process continuity.
The role focuses on understanding banking workflows, transactions, and data flows, ensuring minimal business disruption.


Key Responsibilities

1. Functional Support & Incident Handling

  • Provide L2 functional support for banking applications
  • Analyze and resolve functional/business issues impacting transactions and operations
  • Ensure timely incident resolution within SLAs
  • Escalate to L3/technology teams where required

2. Business Flow Analysis

  • Understand end-to-end banking processes and workflows:
    • Payments / SWIFT / settlements
    • Loans / Lending platforms
    • Trade Finance / Reconciliation
    • Core banking transactions
  • Identify data inconsistencies, transaction failures, and process breaks

3. Stakeholder & User Support

  • Act as primary interface between business users and IT teams
  • Handle user queries related to functional behavior, transaction status, and reports
  • Provide workarounds and business-level explanations

4. Incident, Problem & Change Management

  • Manage tickets using ITIL processes (Incident, Problem, Change)
  • Perform functional RCA (root cause analysis) for recurring issues
  • Support change validation and release impact assessment

5. Data Validation & Reconciliation

  • Validate transaction data, reports, and financial reconciliations
  • Liaise with upstream/downstream systems for data corrections
  • Support daily checks, batch validation, and reporting accuracy

6. Process Improvement & Documentation

  • Maintain SOPs, knowledge base, and support runbooks
  • Identify repetitive issues and suggest automation/improvements
  • Track metrics (incident trends, recurring issues)

Required Skills

Domain Expertise (Mandatory)

  • Strong experience in Banking / Financial Services domain
  • Exposure to one or more:
    • Payments (SWIFT, SEPA, ISO20022)
    • Loan/Lending systems (Loan IQ, etc.)
    • Trade Finance / Settlements
    • Core Banking (Temenos, Flexcube, Finacle)

Functional Skills

  • Strong ability to:
    • Understand business processes and workflows
    • Analyze functional defects and data issues
    • Validate business scenarios and outputs

Technical Awareness (Basic/Intermediate)

  • Working knowledge of:
    • SQL (data validation, queries)
    • Batch processes and file-based integrations
    • APIs and system interactions
  • Familiarity with:
    • Ticketing tools (ServiceNow, Jira)
    • Monitoring tools (Splunk, Dynatrace)

Experience & Qualification

  • 3–8 years of experience in L2/Application/Functional Support
  • Prior experience in Banking / Financial systems is mandatory
  • Degree in Engineering / Commerce / Finance / IT

Behavioral Competencies

  • Strong analytical and problem-solving ability
  • Excellent communication with business users and stakeholders
  • Ability to work under pressure in production environments
  • Flexible for shift/on-call support if required

Information at a Glance

Why HCLTech?

At HCLTech, you'll supercharge your potential. You'll find your career. And you'll find your spark. All at a place that knows that helping its customers stay on top starts by putting its people first.

HCLTech is a global technology company, home to more than 230,000 people across 60 countries, delivering industry-leading capabilities centered around digital, engineering, cloud and AI, powered by a broad portfolio of technology services and products. We work with clients across all major verticals, providing industry solutions for Financial Services, Manufacturing, Life Sciences and Healthcare, Technology and Services, Telecom and Media, Retail and CPG, and Public Services. Consolidated revenues as of 12 months ending September 2026 totaled $14.8 billion.