Job Summary

Key Responsibilities

End-to-End Payments Analysis

• Analyse and document current-state and target-state payment flows.
• Create end-to-end process maps covering:
• Customer initiation
• Channel integration
• Validation
• Fraud & Screening
• Routing
• Clearing & Settlement
• Accounting
• Reporting
• Reconciliation
• Regulatory Reporting
• Identify functional dependencies between applications, processes and payment services.
• Discover and document hidden business rules currently embedded in legacy applications.
• Create payment domain knowledge repositories that support the NBP transformation.

Business & Functional Analysis

• Elicit, challenge and document business requirements.
• Translate business requirements into detailed IT requirements and functional specifications.
• Perform impact assessments across systems, applications and business processes.
• Analyse complex payment use cases and customer journeys.
• Produce:
• Business requirements
• Functional designs
• Process models
• User stories
• Epics and features
• Acceptance criteria
• Support feature decomposition and roadmap definition.

NBP Program Support

• Act as Payments Subject Matter Expert within the NBP programme.
• Support migration activities from legacy payment platforms to target solutions.
• Collaborate with architects and domain experts to define target-state capabilities.
• Identify risks, dependencies and knowledge gaps impacting the NBP roadmap.
• Contribute to programme governance, design reviews and solution decisions.

Stakeholder Management

• Collaborate closely with:
• Product Owners
• Business Representatives
• Architects
• Engineers
• Operations teams
• Risk & Compliance teams
• External vendors and partner organizations
• Facilitate workshops and knowledge-sharing sessions.
• Drive alignment between business and technology stakeholders.
• Present analysis findings and design options to senior management.

Testing & Validation

• Support end-to-end testing activities.
• Validate functional designs against business objectives.
• Ensure full traceability between requirements, designs and implemented solutions.
• Assist teams in defining test scenarios based on business processes and payment flows.

Required Experience

Payments Domain Expertise

Strong expertise in one or more of the following payment domains:

Domestic Payments

• SEPA Credit Transfers
• Instant Payments
• Direct Debits
• Batch Payments
• Open Banking Payment Initiation
• Clearing & Settlement

International Payments

• SWIFT Payments
• Cross-border Payments
• Correspondent Banking
• High Value Payments
• Financial Messaging
• ISO20022
• Investigation and Exception Handling

Payment Processing Knowledge

Knowledge of concepts such as:

• Payment initiation
• Routing
• Screening & sanctions checking
• Liquidity management
• Clearing
• Settlement
• Reconciliation
• Regulatory reporting

Required Technical Skills

• Strong understanding of application integration landscapes.
• Ability to understand APIs, interfaces and message flows.
• Experience with UML, BPMN or equivalent modelling techniques.
• Data analysis skills and ability to trace information through multiple systems.
• Understanding of modern banking architectures and microservices concepts.
• Experience documenting complex system landscapes and dependencies.
• Knowledge of SQL is considered an asset.

Required Competencies

Analytical Excellence

• Ability to understand highly complex business and IT ecosystems.
• Strong problem-solving capability.
• Ability to identify hidden dependencies and impacts.

Communication Skills

• Outstanding written and verbal communication.
• Ability to translate technical complexity into business language.

Stakeholder Management

• Influencing and negotiation skills.
• Ability to work with senior stakeholders across multiple domains.

Ownership

• Proactive mindset.
• Strong commitment to delivery and quality.

Continuous Improvement

• Curiosity to understand the bigger picture.
• Drive to improve processes, documentation and knowledge management.

Key Responsibilities

Key Responsibilities

End-to-End Payments Analysis

• Analyse and document current-state and target-state payment flows.
• Create end-to-end process maps covering:
• Customer initiation
• Channel integration
• Validation
• Fraud & Screening
• Routing
• Clearing & Settlement
• Accounting
• Reporting
• Reconciliation
• Regulatory Reporting
• Identify functional dependencies between applications, processes and payment services.
• Discover and document hidden business rules currently embedded in legacy applications.
• Create payment domain knowledge repositories that support the NBP transformation.

Business & Functional Analysis

• Elicit, challenge and document business requirements.
• Translate business requirements into detailed IT requirements and functional specifications.
• Perform impact assessments across systems, applications and business processes.
• Analyse complex payment use cases and customer journeys.
• Produce:
• Business requirements
• Functional designs
• Process models
• User stories
• Epics and features
• Acceptance criteria
• Support feature decomposition and roadmap definition.

NBP Program Support

• Act as Payments Subject Matter Expert within the NBP programme.
• Support migration activities from legacy payment platforms to target solutions.
• Collaborate with architects and domain experts to define target-state capabilities.
• Identify risks, dependencies and knowledge gaps impacting the NBP roadmap.
• Contribute to programme governance, design reviews and solution decisions.

Stakeholder Management

• Collaborate closely with:
• Product Owners
• Business Representatives
• Architects
• Engineers
• Operations teams
• Risk & Compliance teams
• External vendors and partner organizations
• Facilitate workshops and knowledge-sharing sessions.
• Drive alignment between business and technology stakeholders.
• Present analysis findings and design options to senior management.

Testing & Validation

• Support end-to-end testing activities.
• Validate functional designs against business objectives.
• Ensure full traceability between requirements, designs and implemented solutions.
• Assist teams in defining test scenarios based on business processes and payment flows.

Required Experience

Payments Domain Expertise

Strong expertise in one or more of the following payment domains:

Domestic Payments

• SEPA Credit Transfers
• Instant Payments
• Direct Debits
• Batch Payments
• Open Banking Payment Initiation
• Clearing & Settlement

International Payments

• SWIFT Payments
• Cross-border Payments
• Correspondent Banking
• High Value Payments
• Financial Messaging
• ISO20022
• Investigation and Exception Handling

Payment Processing Knowledge

Knowledge of concepts such as:

• Payment initiation
• Routing
• Screening & sanctions checking
• Liquidity management
• Clearing
• Settlement
• Reconciliation
• Regulatory reporting

Required Technical Skills

• Strong understanding of application integration landscapes.
• Ability to understand APIs, interfaces and message flows.
• Experience with UML, BPMN or equivalent modelling techniques.
• Data analysis skills and ability to trace information through multiple systems.
• Understanding of modern banking architectures and microservices concepts.
• Experience documenting complex system landscapes and dependencies.
• Knowledge of SQL is considered an asset.

Required Competencies

Analytical Excellence

• Ability to understand highly complex business and IT ecosystems.
• Strong problem-solving capability.
• Ability to identify hidden dependencies and impacts.

Communication Skills

• Outstanding written and verbal communication.
• Ability to translate technical complexity into business language.

Stakeholder Management

• Influencing and negotiation skills.
• Ability to work with senior stakeholders across multiple domains.

Ownership

• Proactive mindset.
• Strong commitment to delivery and quality.

Continuous Improvement

• Curiosity to understand the bigger picture.
• Drive to improve processes, documentation and knowledge management.

Skill Requirements

Key Responsibilities

End-to-End Payments Analysis

• Analyse and document current-state and target-state payment flows.
• Create end-to-end process maps covering:
• Customer initiation
• Channel integration
• Validation
• Fraud & Screening
• Routing
• Clearing & Settlement
• Accounting
• Reporting
• Reconciliation
• Regulatory Reporting
• Identify functional dependencies between applications, processes and payment services.
• Discover and document hidden business rules currently embedded in legacy applications.
• Create payment domain knowledge repositories that support the NBP transformation.

Business & Functional Analysis

• Elicit, challenge and document business requirements.
• Translate business requirements into detailed IT requirements and functional specifications.
• Perform impact assessments across systems, applications and business processes.
• Analyse complex payment use cases and customer journeys.
• Produce:
• Business requirements
• Functional designs
• Process models
• User stories
• Epics and features
• Acceptance criteria
• Support feature decomposition and roadmap definition.

NBP Program Support

• Act as Payments Subject Matter Expert within the NBP programme.
• Support migration activities from legacy payment platforms to target solutions.
• Collaborate with architects and domain experts to define target-state capabilities.
• Identify risks, dependencies and knowledge gaps impacting the NBP roadmap.
• Contribute to programme governance, design reviews and solution decisions.

Stakeholder Management

• Collaborate closely with:
• Product Owners
• Business Representatives
• Architects
• Engineers
• Operations teams
• Risk & Compliance teams
• External vendors and partner organizations
• Facilitate workshops and knowledge-sharing sessions.
• Drive alignment between business and technology stakeholders.
• Present analysis findings and design options to senior management.

Testing & Validation

• Support end-to-end testing activities.
• Validate functional designs against business objectives.
• Ensure full traceability between requirements, designs and implemented solutions.
• Assist teams in defining test scenarios based on business processes and payment flows.

Required Experience

Payments Domain Expertise

Strong expertise in one or more of the following payment domains:

Domestic Payments

• SEPA Credit Transfers
• Instant Payments
• Direct Debits
• Batch Payments
• Open Banking Payment Initiation
• Clearing & Settlement

International Payments

• SWIFT Payments
• Cross-border Payments
• Correspondent Banking
• High Value Payments
• Financial Messaging
• ISO20022
• Investigation and Exception Handling

Payment Processing Knowledge

Knowledge of concepts such as:

• Payment initiation
• Routing
• Screening & sanctions checking
• Liquidity management
• Clearing
• Settlement
• Reconciliation
• Regulatory reporting

Required Technical Skills

• Strong understanding of application integration landscapes.
• Ability to understand APIs, interfaces and message flows.
• Experience with UML, BPMN or equivalent modelling techniques.
• Data analysis skills and ability to trace information through multiple systems.
• Understanding of modern banking architectures and microservices concepts.
• Experience documenting complex system landscapes and dependencies.
• Knowledge of SQL is considered an asset.

Required Competencies

Analytical Excellence

• Ability to understand highly complex business and IT ecosystems.
• Strong problem-solving capability.
• Ability to identify hidden dependencies and impacts.

Communication Skills

• Outstanding written and verbal communication.
• Ability to translate technical complexity into business language.

Stakeholder Management

• Influencing and negotiation skills.
• Ability to work with senior stakeholders across multiple domains.

Ownership

• Proactive mindset.
• Strong commitment to delivery and quality.

Continuous Improvement

• Curiosity to understand the bigger picture.
• Drive to improve processes, documentation and knowledge management.

Other Requirements

Key Responsibilities

End-to-End Payments Analysis

• Analyse and document current-state and target-state payment flows.
• Create end-to-end process maps covering:
• Customer initiation
• Channel integration
• Validation
• Fraud & Screening
• Routing
• Clearing & Settlement
• Accounting
• Reporting
• Reconciliation
• Regulatory Reporting
• Identify functional dependencies between applications, processes and payment services.
• Discover and document hidden business rules currently embedded in legacy applications.
• Create payment domain knowledge repositories that support the NBP transformation.

Business & Functional Analysis

• Elicit, challenge and document business requirements.
• Translate business requirements into detailed IT requirements and functional specifications.
• Perform impact assessments across systems, applications and business processes.
• Analyse complex payment use cases and customer journeys.
• Produce:
• Business requirements
• Functional designs
• Process models
• User stories
• Epics and features
• Acceptance criteria
• Support feature decomposition and roadmap definition.

NBP Program Support

• Act as Payments Subject Matter Expert within the NBP programme.
• Support migration activities from legacy payment platforms to target solutions.
• Collaborate with architects and domain experts to define target-state capabilities.
• Identify risks, dependencies and knowledge gaps impacting the NBP roadmap.
• Contribute to programme governance, design reviews and solution decisions.

Stakeholder Management

• Collaborate closely with:
• Product Owners
• Business Representatives
• Architects
• Engineers
• Operations teams
• Risk & Compliance teams
• External vendors and partner organizations
• Facilitate workshops and knowledge-sharing sessions.
• Drive alignment between business and technology stakeholders.
• Present analysis findings and design options to senior management.

Testing & Validation

• Support end-to-end testing activities.
• Validate functional designs against business objectives.
• Ensure full traceability between requirements, designs and implemented solutions.
• Assist teams in defining test scenarios based on business processes and payment flows.

Required Experience

Payments Domain Expertise

Strong expertise in one or more of the following payment domains:

Domestic Payments

• SEPA Credit Transfers
• Instant Payments
• Direct Debits
• Batch Payments
• Open Banking Payment Initiation
• Clearing & Settlement

International Payments

• SWIFT Payments
• Cross-border Payments
• Correspondent Banking
• High Value Payments
• Financial Messaging
• ISO20022
• Investigation and Exception Handling

Payment Processing Knowledge

Knowledge of concepts such as:

• Payment initiation
• Routing
• Screening & sanctions checking
• Liquidity management
• Clearing
• Settlement
• Reconciliation
• Regulatory reporting

Required Technical Skills

• Strong understanding of application integration landscapes.
• Ability to understand APIs, interfaces and message flows.
• Experience with UML, BPMN or equivalent modelling techniques.
• Data analysis skills and ability to trace information through multiple systems.
• Understanding of modern banking architectures and microservices concepts.
• Experience documenting complex system landscapes and dependencies.
• Knowledge of SQL is considered an asset.

Required Competencies

Analytical Excellence

• Ability to understand highly complex business and IT ecosystems.
• Strong problem-solving capability.
• Ability to identify hidden dependencies and impacts.

Communication Skills

• Outstanding written and verbal communication.
• Ability to translate technical complexity into business language.

Stakeholder Management

• Influencing and negotiation skills.
• Ability to work with senior stakeholders across multiple domains.

Ownership

• Proactive mindset.
• Strong commitment to delivery and quality.

Continuous Improvement

• Curiosity to understand the bigger picture.
• Drive to improve processes, documentation and knowledge management.