Senior Business Analyst - Data Analysis, Agile Methodology
India
Job Description
Senior Business Analyst - Data Analysis, Agile Methodology
Bangalore, Karnataka

Job Summary

The Senior Business Analyst at HCL will be responsible for data analysis, business analysis, and Agile methodology to support various projects and initiatives. The role involves interpreting and analyzing complex data sets, identifying trends, and providing valuable insights to drive business decisions. Additionally, the Senior Business Analyst will collaborate with cross functional teams to gather requirements, prioritize tasks, and ensure successful project delivery.

Key Responsibilities

Lead requirements definition for complex merchant acquisition, onboarding, processing, and servicing initiatives

· Act as a bridge between product, business, compliance, and technology teams

· Drive deep analysis of onboarding workflows, underwriting rules, risk controls, and servicing processes

· Translate regulatory and scheme requirements into detailed functional and non-functional specifications

· Define data requirements, canonical models, and integration specifications across internal and external systems

· Support solution design by collaborating with architects and engineering teams

· Review and validate delivered solutions against business, compliance, and operational expectations

· Mentor junior Business Analysts and review requirements artefacts for quality and consistency

Skill Requirements

· 10–12+ years of experience in payments or banking, with strong merchant acquiring exposure

· Deep functional knowledge of merchant onboarding (KYB, AML, risk scoring), processing and servicing processes

· Experience with card frameworks (PCI DSS) and scheme compliance

· Strong skills in requirements elicitation, process modelling, data analysis, and documentation

· Technical understanding of APIs, message flows, microservices, and event-driven architectures

· Experience working with card and acquiring platforms or merchant management systems

· Strong communication skills, capable of engaging with senior business and technical stakeholders

· Prior exposure to agile and iterative delivery models

Other Requirements

1.Agile Certified Practitioner (ACP) or Certified Business Analysis Professional (CBAP) certification preferred
Information at a Glance

Why HCLTech?

At HCLTech, you'll supercharge your potential. You'll find your career. And you'll find your spark. All at a place that knows that helping its customers stay on top starts by putting its people first.

HCLTech is a global technology company, home to more than 227,000 people across 60 countries, delivering industry-leading capabilities centered around digital, engineering, cloud and AI, powered by a broad portfolio of technology services and products. We work with clients across all major verticals, providing industry solutions for Financial Services, Manufacturing, Life Sciences and Healthcare, Technology and Services, Telecom and Media, Retail and CPG, and Public Services. Consolidated revenues as of 12 months ending December 2026 totaled $14.7 billion.

23 Benefits At HCLTech, we believe in empowering our employees with comprehensive benefits that support their professional growth and enhance their well-being. When you sign up for a career with us, you gain access to: https://rmkcdn.successfactors.com/147eb21f/a701dca9-f32d-4fc9-9447-6.svg Industry-benchmarked compensation https://rmkcdn.successfactors.com/147eb21f/b0c54381-ddcc-4a33-9b35-9.svg Best-in-class healthcare benefits https://rmkcdn.successfactors.com/147eb21f/b73027be-7aae-4d36-a090-4.svg Personal time off https://rmkcdn.successfactors.com/147eb21f/d5b4fdfd-2e99-4e26-9878-9.svg Maternity and paternity benefits https://rmkcdn.successfactors.com/147eb21f/3d42b0fc-4652-435a-9ece-c.svg Access to skills / higher education programs/resources https://rmkcdn.successfactors.com/147eb21f/aeddeaf2-9e25-4584-ad11-d.svg Discounts on products and services via Benefit Box https://rmkcdn.successfactors.com/147eb21f/a9609a3b-2700-4b3c-9d90-a.svg Participate in CSR programs and live life with a purpose https://rmkcdn.successfactors.com/147eb21f/c6e33851-710f-4634-bd69-f.svg Opportunities to grow and advance your career Note: The benefits listed above vary depending on the nature of your employment and the country where you work. Some benefits may be available in some countries but not in all.