Senior Business Analyst - Data Analysis, Agile Methodology
United States
Apply now
Job Description
Senior Business Analyst - Data Analysis, Agile Methodology
Jersey City, New Jersey

Job Summary

Job Description: Senior Payment Business Analyst & Product Owner (ISO 20022 / Partner Integrations)Position Title: Payment Business Analyst / Product OwnerDomain: Global Payments, Clearing & Settlement, Core Banking Integrations

 

Key Responsibilities

Core ResponsibilitiesA. ISO 20022 Data Mapping & Message Specification• Message Mapping & Translation: Define source-to-target mapping specifications (STMs) between clearing formats to ISO 20022 messages (pain.001, pain.002, pacs.008, pacs.009, pacs.004, pacs.002, camt.053, camt.054, camt.056).• Data Dictionary & Schema Validation: Maintain schema validation rules, XSD validation definitions, truncation/enrichment logic, and character set translations (UTF-8, an others).• Clearing & Market Infrastructure Rule Adherence: Ensure message definitions strictly comply with market practice guidelines depending on country definitions.B. End-to-End (E2E) Payment Flow Modeling & Architecture• E2E Flow Diagrams: Construct comprehensive workflow, state-transition, and sequence diagrams covering the full payment lifecycle (Origination Sanctions/AML Fraud Screening Core Ledger Accounting Clearing & Settlement Rails Reconciliation & Reporting).• Exception & Investigation Flows: Map return and recall workflows (camt.056, pacs.004, camt.029), chargebacks, repair queues, Dodd-Frank Section 1073 compliance, and non-delivery notifications.• System Impact Analysis: Conduct functional gap analyses.

Skill Requirements

Role Purpose & Executive SummaryWe are seeking a high-caliber, results-oriented Payment Business Analyst & Product Owner to drive the modernization, design, and integration of our global enterprise payment platforms.You will hold end-to-end product ownership for payment processing capabilities— instant payments.You will lead detailed data mapping using the ISO 20022 XML/JSON standard, model End-to-End (E2E) payment sequence flows, author granular Agile user stories, negotiate technical agreements with partner systems/networks, and own the backlog through full lifecycle deployment.

Other Requirements
Maximum Salary (US): 
Minimum Salary (US): 
Apply now
Information at a Glance

Why HCLTech?

At HCLTech, you'll supercharge your potential. You'll find your career. And you'll find your spark. All at a place that knows that helping its customers stay on top starts by putting its people first.

HCLTech is a global technology company, home to more than 223,000 people across 60 countries, delivering industry-leading capabilities centered around digital, engineering, cloud and AI, powered by a broad portfolio of technology services and products. We work with clients across all major verticals, providing industry solutions for Financial Services, Manufacturing, Life Sciences and Healthcare, Technology and Services, Telecom and Media, Retail and CPG, and Public Services. Consolidated revenues as of 12 months ending June 2026 totaled $14.8 billion. 

 

Compensation and Benefits

A candidate’s pay within the range will depend on their skills, experience, education, and other factors permitted by law. This role may also be eligible for performance-based bonuses subject to company policies. In addition, this role is eligible for the following benefits subject to company policies: medical, dental, vision, pharmacy, life, accidental death & dismemberment, and disability insurance; employee assistance program; 401(k) retirement plan; 10 days of paid time off per year (some positions are eligible for need-based leave with no designated number of leave days per year); and 10 paid holidays per year.