Senior Business Specialist
Germany
Apply now
Job Description
Senior Business Specialist
Berlin, Stadt, Berlin

Job Summary

Job Description: Senior Business Analyst –Mortgages

Experience 
• 10+ years of relevant experience in Retail Banking with strong exposure to Mortgages and Lending. 
 
Domain & Functional Expertise 
• Deep understanding of end-to-end Loan/Mortgage lifecycle: Loan Origination, Credit Assessment, Disbursements, Securitization, Account Opening, Servicing, Collections. 
• Strong knowledge of regulatory frameworks: KYC, AML, Basel III, KWG, GwG, SAG. 
• Proven experience in banking process analysis, optimization, and re-engineering. 
 
Requirements Engineering & Delivery 
• Extensive experience in requirements elicitation, analysis, elaboration, documentation, and communication. 
• Strong stakeholder management and hands-on collaboration with business users and IT teams. 
• Hands-on experience in Agile/Scrum delivery models using Jira and Confluence. 
 
Technology Affinity 
• Strong affinity with IT and digital systems. 
• Working knowledge or exposure to Java, XML, SQL, and OpenShift environments. 
 
AI & Automation (Mandatory) 
• Practical experience in applying AI/GenAI to simplify and automate mortgage and lending processes. 
• Experience with AI-enabled document processing (OCR/NLP), credit analysis support, KYC/AML automation, and requirements documentation. 
• Ability to identify and drive AI use cases that reduce manual effort, improve turnaround time, and enhance compliance in regulated environments. 
 
Communication & Language Skills 
• Excellent proficiency in English and German (C2 level – mandatory). 
• Strong verbal and written communication skills with senior business and technology stakeholders. 
 
Key Competencies 
• Strong analytical and problem-solving skills. 
• Ability to bridge business and IT effectively. 
• Structured thinking, attention to detail, and innovation mindset. 

 

Key Responsibilities

1. To integrate/re-engineer / design process(s) to maximize the adoption and usage of pre-delivered Best Practices /Standard Functionalities
2. To evaluate & recommend different appropriate product solutions based on customer requirements.
3. To identify and facilitate customer to implement organizational changes required for effective business product Implementation
4. To design and conduct solution workshop(s) to get early buy-in from the relevant stakeholders and thereby also identify additional opportunities to engage with the client
5. To develop and guide others for their career progression
6. To continually update oneself for developing self; contribute to business cases| market collaterals etc.

Skill Requirements

null

Other Requirements

null
Apply now
Information at a Glance

Why HCLTech?

At HCLTech, you'll supercharge your potential. You'll find your career. And you'll find your spark. All at a place that knows that helping its customers stay on top starts by putting its people first.

HCLTech is a global technology company, home to more than 226,300 people across 60 countries, delivering industry-leading capabilities centered around digital, engineering, cloud and AI, powered by a broad portfolio of technology services and products. We work with clients across all major verticals, providing industry solutions for Financial Services, Manufacturing, Life Sciences and Healthcare, Technology and Services, Telecom and Media, Retail and CPG, and Public Services. Consolidated revenues as of 12 months ending December 2025 totaled $14.5 billion.
23 Benefits At HCLTech, we believe in empowering our employees with comprehensive benefits that support their professional growth and enhance their well-being. When you sign up for a career with us, you gain access to: https://rmkcdn.successfactors.com/147eb21f/a701dca9-f32d-4fc9-9447-6.svg Industry-benchmarked compensation https://rmkcdn.successfactors.com/147eb21f/b0c54381-ddcc-4a33-9b35-9.svg Best-in-class healthcare benefits https://rmkcdn.successfactors.com/147eb21f/b73027be-7aae-4d36-a090-4.svg Personal time off https://rmkcdn.successfactors.com/147eb21f/d5b4fdfd-2e99-4e26-9878-9.svg Maternity and paternity benefits https://rmkcdn.successfactors.com/147eb21f/3d42b0fc-4652-435a-9ece-c.svg Access to skills / higher education programs/resources https://rmkcdn.successfactors.com/147eb21f/aeddeaf2-9e25-4584-ad11-d.svg Discounts on products and services via Benefit Box https://rmkcdn.successfactors.com/147eb21f/a9609a3b-2700-4b3c-9d90-a.svg Participate in CSR programs and live life with a purpose https://rmkcdn.successfactors.com/147eb21f/c6e33851-710f-4634-bd69-f.svg Opportunities to grow and advance your career Note: The benefits listed above vary depending on the nature of your employment and the country where you work. Some benefits may be available in some countries but not in all.