Job Summary
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Total experience |
15+ years in banking QA / test management, 8+ years leading end-to-end testing of core banking and payments implementations |
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Domain |
Payments (SEPA, instant, cards, SWIFT), core banking, digital onboarding |
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Greenfield |
At least one bank launch tested from zero: no legacy baseline, external certification calendars, cut-over into live schemes |
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Scope |
Test strategy and plan, SIT, data testing, end-to-end interface testing, performance/resilience, UAT, certification support, cut-over and hypercare |
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Seniority |
Manager of a 10-25 person test team incl. vendors and offshore |
Greenfield digital bank being licensed in Spain (ECB / Banco de España) with a payments-first proposition: instant account opening, SEPA SCT / SCT Inst, Bizum, tokenised cards, cross-border via correspondents. Year 1 launches on sponsor-bank and processor rails; Years 2-3 bring SWIFT, credit, and direct participation in Iberpay / T2 / TIPS.
Location: Madrid (hybrid); travel to Spanish and EU sites as required. Working languages: Spanish (professional) and English (professional). Contract: full-time, 24-36 month programme with permanent conversion possible.
Role summary
Own quality across the whole programme: from the Master Test Strategy through SIT, data and interface testing, scheme and processor certification cycles, UAT with the business, to the cut-over rehearsals and hypercare for a payments-first digital bank in Spain. You know that in payments the calendar is owned by the schemes and the sponsor, that instant payments and card authorisations are 24/7, and that a reconciliation difference is a defect.
Key Responsibilities
Define and own the overall test strategy, test plan and estimates across functional, SIT, integration/interface, regression, performance, data-migration and UAT phases for Temenos T24/Transact and TPH.
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Lead end-to-end testing for payments – covering SWIFT, clearing, instant payments, direct debits, book transfers, bulk/file payments, inward payments, amendments/cancellations and exception handling.
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Design and grow the test automation framework and regression suite (e.g. Selenium/TestNG, Tosca, UFT, or OFS-injection based) to maximise coverage and reduce release cycle time.
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Drive the shift-left and OFS-injection strategy – reserving UI automation for critical business journeys and moving volume coverage to integration-level testing for stability and scale.
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Adopt AI/GenAI-assisted testing (auto test-case generation, self-healing scripts, test impact analysis) to accelerate delivery and improve coverage, leveraging HCLTech AI-Force / client accelerators.
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Plan and manage test data, test environments and COB (Close of Business) cycles across multi-company, multi-currency payment scenarios.
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Validate payment integration points – message routing/transformation, screening & fraud/sanctions (FCM/AML) integration, accounting entries (FT/PEMINT), and status reporting (e.g. pain.002).
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Govern the defect lifecycle – triage, prioritisation and resolution – using JIRA/Xray, HP ALM/Quality Center, Zephyr or Azure DevOps, minimising defect leakage into production.
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Publish QA metrics and dashboards (test coverage, execution progress, defect leakage) and provide regular status, risk and issue reporting to the PMO and stakeholders.
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Coordinate testing across interfacing systems – core banking, channels, middleware/ESB, APIs (IRIS/TCIB) and clearing connectivity – aligned to release and change management.
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Manage and mentor onshore/offshore test teams – resourcing, work allocation, coaching and TCoE setup/governance – ensuring productivity and quality standards.
HCLTech | Temenos Business Unit | Confidential Page 2
Payments Testing Coverage
The role requires strong command of payments testing within Temenos Payments Hub (TPH) and Transact:
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Payment types – SWIFT (MT & ISO 20022 pacs/pain), SEPA / SEPA Instant, RTGS/TARGET2, ACH, Faster Payments/FedNow, direct debits, book transfers and bulk/file payments (e.g. payroll).
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Payment lifecycle – initiation (channels / POA), validation & business-rule checks, STP flow, supervisor/approval workflows, routing & transformation, clearing & settlement.
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Controls – payment filtering, sanctions/fraud screening integration, negative CSR handling, reversals, restrictions, fees, reservations and value-dating.
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Outputs – status messages and reports, reservation & posting accuracy in Transact, multi-company posting validation and reconciliation.
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Non-functional – performance/volume testing for high-throughput payment processing, plus security and resilience validation.
Skill Requirements
15+ years in software testing, with 6+ years on Temenos (T24/Transact and TPH) and 3+ years in a Test Manager / QA lead capacity.
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Proven experience managing end-to-end QA cycles for core banking / payments transformation, upgrade or migration programmes.
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Strong payments domain knowledge – SWIFT, SEPA, RTGS, ACH, ISO 20022 and the payment processing/clearing & settlement lifecycle.
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Hands-on test management and both manual and automation testing experience, including regression suites for Temenos upgrades and CR delivery.
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Proficiency with automation tools (Selenium/TestNG, Tosca, UFT/QTP or Temenos-specific frameworks) and CI/CD integration (Jenkins, Git, Azure DevOps).
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Proficiency with test/defect management tools – JIRA/Xray, HP ALM/Quality Center, Zephyr or Azure DevOps – and SQL/database validation.
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Understanding of Temenos architecture and interfaces – OFS, Integration Framework (IF), IRIS/TCIB, TAFJ/TAFC and COB processing.
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Experience of test program management – planning, estimation, resourcing, governance and executive reporting.
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Strong stakeholder management, leadership and communication skills; experience in Agile/Scrum and/or Waterfall delivery.
Good to Have
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Temenos functional/testing certification(s) on R20 or later releases.
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Experience with AI/GenAI-based QA accelerators (self-healing scripts, intelligent test selection, auto test generation).
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Exposure to FCM (Financial Crime Mitigation) / sanctions-screening testing and CBPR+ ISO 20022 migration.
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Experience with performance/NFR testing tools and ETL/data-migration reconciliation testing.
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Prior TCoE / test practice setup and multi-country banking delivery (e.g. UK, EU, Middle East, APAC
Other Requirements
Bachelor’s degree in Computer Science, Information Technology, Engineering, Finance or a related discipline (or equivalent experience).
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ISTQB (Advanced / Test Manager) and/or Temenos certifications will be an added advantage.
Key Competencies
HCLTech | Temenos Business Unit | Confidential Page 3
Technical / Domain Behavioural / Leadership
• Temenos T24/TPH testing depth
• Payments & ISO 20022 knowledge
• Automation frameworks & CI/CD
• Test strategy, planning & metrics
• Team leadership & mentoring
• Stakeholder & vendor management
• Defect governance & reporting
• Communication & influencing